This year has come to end, hence thought to share yearly review. First of all, Happy New Year to all. This year has, we have witnessed many things which never happened before and we hope that, it won’t come back again. Things are looking good at the moment, economy is coming back in track. Hopefully, we will come out of this pandemic phase very soon. Hence, I borrowed this HOPE-2021 calendar pic from Kiran Mazumdar Shaw.